Ayushman Bharat Card 2024 Benefits, Eligibility, Documents & More

The Central Government has offered the Ayushman Bharat Card in 2024 download link, eligibility criteria, and advantages of the Pradhan Mantri Jan Arogya Yojana (PMJAY) Ayushman Card Scheme to the country’s economically disadvantaged population.

Ayushman Bharat Card 2024

This scheme provides free health insurance coverage up to ₹5,00,000 to qualified individuals. To far, more over 30 crore people have filed for Ayushman cards. If you want to take advantage of this plan, you must apply online for the Ayushman Card 2024 download. Continue reading this post till the conclusion to get all the important information.

Cost-Free Medical Assistance

As part of the Pradhan Mantri Arogya Yojana (PMJAY), the Ministry of Health and Family Welfare and the Government of India collaborated to launch the Ayushman Card, also referred to as the Ayushman Bharat Card, in 2018. The goal of this program is to offer citizens free medical treatment at government and some private hospitals. More than 50 crore Indians currently have Ayushman Cards and use them to receive free medical care.

Furnishing Cashless Healthcare Services

It is accepted nationwide and provides access to both government and approved private hospitals. When visiting a hospital, patients can easily receive cashless treatment with the Ayushman Card under PMJAY. It is best to get an Ayushman Card as soon as possible if you have not already. The initiative provides yearly health coverage for secondary and tertiary care hospitalization of up to 5 lakh rupees per family.

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PMJAY Beneficiary Roster

Ayushman Yojana enrollment is eligible to SC/ST people, households without a person above the age of 16, individuals with an income of less than Rs. 2.5 lakh, and those whose names appear on the PMJAY beneficiary list. Eligible recipients are given a free Ayushman Bharat health card. It is important to be aware of the scheme’s main exclusions, which include organ transplants, dental work, and cosmetic surgery.

Health Assurance Scheme

Targeting more than 12 crore economically disadvantaged families, this program will benefit almost 55 crore people, or the poorest 40% of the population. The National Health Protection Scheme, or Ayushman Bharat, covers more than 10 crore economically disadvantaged families, or over 50 crore beneficiaries.

Benefits of the Ayushman Card

  • Health Coverage: Ayushman Card provides up to Rs 5 lakh in annual health coverage per family, covering a wide range of medical costs including hospital stays, surgeries, diagnostic tests, and treatments.
  • Cashless Treatment: All government-designated hospitals across the country are allowed to provide cashless treatment to Ayushman Card holders, doing away with the necessity for upfront payments. It is crucial to remember that not all hospitals qualify, so you should first confirm which hospitals in your area meet regulatory requirements.
  • Family Coverage: Based on the Socio-Economic Caste Census (SECC) Database, the Ayushman Card serves as a family card, providing benefits to every member of the family.
  • Portability: The Ayushman Card is transferable to all Indian states and union territories, guaranteeing continuous access to free medical care even in the event of relocation.
  • No Age Bar: The Ayushman Card program has no age restrictions, guaranteeing free treatment for people of all ages, from young children to the elderly.

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Eligibility Criteria

  • Belong to the below-poverty-line (BPL) category or have low-income levels.
  • Have an annual income below Rs 2.4 lakh.
  • Qualify based on the Socio-Economic Caste Census (SECC) Database.
  • Have no family member earning above 16 years of age.
  • Belong to the SC or ST category.
  • Lack permanent residence.

Candidates are ineligible if they:

  • Own two, three, or four-wheelers.
  • Possess mechanized farming equipment.
  • Are government employees.
  • Earn Rs 10,000 per month.
  • Own refrigerators and landlines.
  • Own a decent house.
  • Own agricultural land.

Step to Register Online for an Ayushman Bharat Card

  • Go to https://pmjay.gov.in/, the Ayushman Bharat PMJAY official website.
  • Check if you qualify for the program.
  • Use your pin code to find the Common Service Center (CSC) that is closest to you.
  • Bring the necessary paperwork and see the CSC.
  • Give the CSC operator the essential information, including your name, residence, family information (as per the SECC database), and any other details they may ask for.
  • Once your registration is approved, you will get an Ayushman Bharat Card with a unique identifying number (UHID), which will allow you to get free medical care at hospitals or clinics designated by the government.

Need Documents

  • Aadhar Card
  • Ration Card
  • Alternatively, a Voter ID card if you don’t possess a ration card.
  • Passport-size photographs
  • Income Certificate
  • Caste Certificate

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Step to Download an Ayushman Bharat Card

  • Visit Ayushman Bharat PMJAY’s official website.
  • Navigate to the place where you may download the ecard.
  • Enter your cellphone number, Aadhar number, or any other relevant information.
  • Enter the OTP you got on your registered cell phone to verify.
  • After authentication, you may either print or download your Ayushman Bharat Card digitally.
  • When you return to the hospital for free care, bring the printout or keep the E-card on your phone.

List of Diseases Covered in Ayushman Card

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) provides coverage for a wide range of medical treatments or procedures, including:

  • Cardiovascular diseases such as heart attacks, heart failure, and coronary artery disease.
  • Various types of cancer treatments including chemotherapy, radiation therapy, and surgical interventions.
  • Orthopedic procedures such as joint fracture, joint replacement, and surgeries.
  • Neurological conditions like strokes.
  • Kidney diseases.
  • Respiratory diseases.
  • Mental health disorders like anxiety and depression.
  • Maternal and child health services.
  • Diabetes, hypertension, and gastrointestinal disorders.

Final Words

Finally, the Ayushaman Bharat Card shines as a light of hope, providing comprehensive health coverage, cashless services, and mobility throughout India. Its broad eligibility standards target the economically underprivileged, ensuring that they have access to high-quality healthcare. Registration is simple and supported via online platforms and Common Service Centers. Beneficiaries may quickly benefit from this transformational plan by providing critical papers like as Aadhar and income certificates, improving lives and promoting a healthier, more resilient community.

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