In India, L&T Finance is a subsidiary of L&T Limited that offers financial services to the retail, infrastructure, and corporate sectors. Companybased in Mumbai, Maharashtra, is engaged with the NSE as L&TFH with obligation resting with S N Subrahmanyan who is the Administrator cum Non-Leader Chief. Micro-finance consumer loans, home loans, loans against property (LAP), real estate funding, infra finance, and infra debt fund are just a few of the many financial products and services offered by L&T Finance, a non-banking financial company.
L&T Finance Share Price Target 2024-2030
L&T Finance lending company is an arm of the L&T Limited brand in India, conveying monetary administrations to corporate, retail and foundation enterprises. This article will focus on L&T Finance Share Price Target predictions by focusing on the company’s business opportunities and aspects of its financial health. After going through the L&T Finance Share Price Target for 2025, investors will be able to make better investment decisions on the stock exchange.
L&T Finance Share Price Target Today Update
- Today’s L&T Finance share price was Rs 169.10, up from Monday’s closing price of Rs 168.85.
- Over its beyond a half year of exchanging, the offer costs of L&T Finance became by 24.68% from Rs 133 to Rs 166 for every offer.
- In March, India’s finance lender L&T Finance signed a 125 million dollar contract with the Japan International Cooperation Agency to assist rural Indian women in the market.
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L&T Finance Business Profile
The RBI has designated L&T Finance Ltd. as a CIC-ND-SI. At the point when the pinnacle bank says CIC, it indicates center speculation organizations that are crucial for smooth working of the economy.
- Portfolio: Microloans make up 13% of LTFHL’s loans, farm equipment gets 12%, two-wheeler loans get 8%, and home loans (and LAP) go to the retail sector get 12%. Wholesale segments make up 55% of LTFHL’s loans, with 14% going to real estate finance, 38% to infrastructure finance, and 3% going to defocused books.
- Infrastructure: Up to this point, the company has divided its operations into 197 distinct branches. Notwithstanding the branches the organization has 1,395 separate little acknowledge Dispensing Focuses for a client base of over 1.11 million and worker numbers adding up to 22,532.
- Lending Business: The company offers Farm Equipment Loans, TW Finance Loans, Micro Loans, and Consumer Loans in this division. These loans totaled 15,914 million rupees.
- Housing Finance: With a special focus on the salaried segment of customers, the company serves the home loan market in 17 locations across India, disbursing 1,402 crore in loans, 46% less than the previous year’s total.
- Infrastructure Finance: In FY21, the company distributed 9,803 Cr. Co is a major player in the infrastructure finance industry, specializing in transmission, roads, and renewable energy. The company’s selective focus is on projects showing vigorous support notoriety.
L&T Finance Fundamentals & Quarterly Results
| Market Cap | ₹ 39,649 Cr. |
| Current Price | ₹ 159 |
| High / Low | ₹ 179 / 101 |
| Stock P/E | 17.1 |
| Book Value | ₹ 94.2 |
| Dividend Yield | 1.26 % |
| ROCE | 8.21 % |
| ROE | 10.3 % |
| Face Value | ₹ 10.0 |
| Debt to Equity | 3.27 |
| Debt Capacity | -1.16 |
| Debt preceding year | ₹ 83,105 Cr. |
| Debt | ₹ 76,603 Cr. |
| Reserves | ₹ 20,950 Cr. |
| EPS | ₹ 9.32 |
| EPS last year | ₹ 9.32 |
| Pledged percentage | 0.00 % |
| FCF Prev Ann | ₹ 7,394 Cr. |
| EV/EBITDA | 13.1 |
| Industry PE | 20.0 |
| PEG Ratio | 22.8 |
| Piotroski score | 6.00 |
| Earnings yield | 7.54 % |
| Sales growth 5Years | 0.32 % |
L&T Finance Quarterly Results
| Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | |
| Sales | 2,971 | 2,947 | 2,988 | 3,138 | 3,432 | 3,243 | 3,223 | 3,214 | 3,534 | 3,672 |
| Expenses | 1,299 | 1,228 | 1,388 | 1,236 | 1,356 | 1,309 | 1,270 | 1,331 | 1,375 | 1,621 |
| Operating Profit | 1,672 | 1,719 | 1,600 | 1,902 | 2,076 | 1,934 | 1,953 | 1,882 | 2,159 | 2,051 |
| OPM % | 56% | 58% | 54% | 61% | 60% | 60% | 61% | 59% | 61% | 56% |
| Other Income | 180 | 172 | 187 | 165 | -448 | 202 | 153 | 268 | 47 | 6 |
| Interest | 1,407 | 1,392 | 1,413 | 1,438 | 1,501 | 1,445 | 1,364 | 1,325 | 1,353 | 1,335 |
| Depreciation | 24 | 28 | 27 | 27 | 28 | 29 | 30 | 28 | 29 | 28 |
| Profit before tax | 420 | 470 | 346 | 601 | 99 | 662 | 714 | 797 | 824 | 694 |
| Tax % | 27% | 27% | 25% | 32% | -356% | 37% | 26% | 25% | 22% | 20% |
| Net Profit | 308 | 341 | 261 | 406 | 453 | 417 | 531 | 594 | 639 | 553 |
| EPS in Rs | 1.32 | 1.38 | 1.06 | 1.64 | 1.83 | 2.02 | 2.14 | 2.40 | 2.57 | 2.23 |
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CAGR Report
| 10 Years | 5 Years | 3 Years | TTM (Trailing Twelve Months) | |
| Compounded Sales Growth | 10% | 0% | 1% | 6% |
| Compounded Profit Growth | 14% | 1% | 48% | 74% |
| Stock Price CAGR | 9% | 6% | 22% | 55% |
| Return on Equity | 10% | 7% | 7% | 10% |
L&T Finance Shareholding Pattern
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
| Promoters | 66.62% | 64.01% | 63.91% | 63.72% | 63.62% | 66.26% | 66.11% | 65.86% |
| FIIs | 11.32% | 9.20% | 11.39% | 10.60% | 10.60% | 6.91% | 11.35% | 11.04% |
| DIIs | 3.68% | 5.79% | 2.96% | 5.22% | 5.88% | 4.57% | 6.58% | 8.69% |
| Public | 18.38% | 21.00% | 21.73% | 20.46% | 19.91% | 22.26% | 15.96% | 14.39% |
| No. of Shareholders | 3,77,202 | 4,35,180 | 4,82,119 | 5,39,176 | 6,34,614 | 7,86,113 | 7,08,237 | 7,11,555 |
L&T Finance share Price Target 2024-2030 Forecast
| Year | Share Price Target |
| 2024 | ₹193 |
| 2025 | ₹226 |
| 2026 | ₹263 |
| 2027 | ₹312 |
| 2028 | ₹364 |
| 2029 | ₹395 |
| 2030 | ₹438 |
L&T Finance Share Price Target 2025
| Month | Share Price Target |
| January | ₹193 |
| February | ₹196 |
| March | ₹197 |
| April | ₹205 |
| May | ₹209 |
| June | ₹219 |
| July | ₹213 |
| August | ₹205 |
| September | ₹211 |
| October | ₹215 |
| November | ₹218 |
| December | ₹226 |
L&T Finance Share Price Target 2026
| Month | Share Price Target |
| January | ₹232 |
| February | ₹229 |
| March | ₹220 |
| April | ₹227 |
| May | ₹231 |
| June | ₹241 |
| July | ₹247 |
| August | ₹249 |
| September | ₹244 |
| October | ₹255 |
| November | ₹259 |
| December | 263 |
L&T Finance Share Price Target 2027
| Month | Share Price Target |
| January | ₹267 |
| February | ₹260 |
| March | ₹257 |
| April | ₹260 |
| May | ₹266 |
| June | ₹280 |
| July | ₹285 |
| August | ₹289 |
| September | ₹293 |
| October | ₹297 |
| November | ₹300 |
| December | ₹312 |
L&T Finance Share Price Target 2028
| Month | Share Price Target |
| January | ₹320 |
| February | ₹313 |
| March | ₹302 |
| April | ₹311 |
| May | ₹324 |
| June | ₹332 |
| July | ₹339 |
| August | ₹342 |
| September | ₹345 |
| October | ₹352 |
| November | ₹356 |
| December | ₹364 |
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L&T Finance Share Price Target 2029
| Month | Share Price Target |
| January | ₹370 |
| February | ₹363 |
| March | ₹372 |
| April | ₹381 |
| May | ₹374 |
| June | ₹382 |
| July | ₹389 |
| August | ₹392 |
| September | ₹385 |
| October | ₹388 |
| November | ₹391 |
| December | ₹395 |
L&T Finance Share Price Target 2030
| Month | Share Price Target |
| January | ₹405 |
| February | ₹393 |
| March | ₹386 |
| April | ₹401 |
| May | ₹414 |
| June | ₹422 |
| July | ₹415 |
| August | ₹412 |
| September | ₹419 |
| October | ₹429 |
| November | ₹431 |
| December | ₹438 |
Points Before investing in L&T Finance NSE Stock
- L&T Finance is in direct rivalry with other top partakers in the market, for example, Bajaj Finance, Shriram Finance and Chola Contribute, subsequently the challenge in the loaning market won’t be simple for the organization.
- As of late, in Spring, Morgan Stanley, a worldwide manager in finance administrations, saved its underweight rating for L&T Finance with an objective cost of Rs 129.
- Retail funding appropriation of the L&T loaning arm, L&T Finance increased by 33% among January and March 2024. L&T Finance announced in a stock exchange filing that it spent Rs 15,030 crore on retail in the fourth quarter of the previous fiscal year.
- L&T Finance income esteem in the monetary year 2023 pulled in one more Rs 14.75 Billion, arriving at Rs 59.41 Billion from Rs 44.66 Billion out of 2022.
- L&T’s Finance total compensation likewise saw a prominent leap of Rs 5.47 Billion, an increment of 51.69% from its earlier year’s overall gain of Rs 10.70 Billion.
- These two monetary components show a sound condition of the organization concerning its development and functional productivity.
Final Words
L&T Finance Share Price History proposes an extremely high pace of development for the organization between February 2016 and September 2017, rising from Rs 47 for every offer to Rs 192 for each offer inside only 20 months. The financial arm of L&T Finance also takes into account the parent company’s L&T limited brand value. Monetarily, the loaning organization is in great shape and looking great to go for financial backers. L&T Finance stock on the stock exchange, a long-term investment is probably the best option for an investor.
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