{"id":3020,"date":"2024-09-14T15:15:27","date_gmt":"2024-09-14T09:45:27","guid":{"rendered":"https:\/\/gaainfo.com\/?p=3020"},"modified":"2024-09-14T15:16:22","modified_gmt":"2024-09-14T09:46:22","slug":"pradhan-mantri-awas-yojana","status":"publish","type":"post","link":"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/","title":{"rendered":"Pradhan Mantri Awas Yojana 2024 Eligibility Criteria, Documents, Benefits &#038; Features"},"content":{"rendered":"<p>The Pradhan Mantri Awas Yojana (PMAY) is a government-sponsored house financing plan that was introduced in June 2015. This initiative seeks to provide affordable housing to the country&#8217;s economically disadvantaged, low-income, and middle-income people. PMAY provides assistance to these households to help them develop or acquire houses.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Pradhan_Mantri_Awas_Yojana_2024\"><\/span>Pradhan Mantri Awas Yojana 2024<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Main Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #63d611;color:#63d611\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #63d611;color:#63d611\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Pradhan_Mantri_Awas_Yojana_2024\" title=\"Pradhan Mantri Awas Yojana 2024\">Pradhan Mantri Awas Yojana 2024<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Subsidy_for_House_Construction\" title=\"Subsidy for House Construction\">Subsidy for House Construction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#The_Primary_Objective_of_PMAY\" title=\"The Primary Objective of PMAY\">The Primary Objective of PMAY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#PM_Awas_Scheme_Benefits_Features\" title=\"PM Awas Scheme Benefits &amp; Features\">PM Awas Scheme Benefits &amp; Features<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Amount_of_Housing_Subsidy_by_Government\" title=\"Amount of Housing Subsidy by Government\">Amount of Housing Subsidy by Government<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Beneficiaries\" title=\"Beneficiaries\">Beneficiaries<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Eligibility_Criteria\" title=\"Eligibility Criteria\">Eligibility Criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Need_Documents\" title=\"Need Documents\">Need Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Step_to_Check_Pradhan_Mantri_Awas_Yojana_Online\" title=\"Step to Check Pradhan Mantri Awas Yojana Online\">Step to Check Pradhan Mantri Awas Yojana Online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Step_to_Check_PMAY_Application_Status\" title=\"Step to Check PMAY Application Status\">Step to Check PMAY Application Status<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/#Final_Words\" title=\"Final Words\">Final Words<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>The government has changed the qualifying requirements for PMAY. If you want to build a home under the Pradhan Mantri Awas Yojana, you must first comprehend the plan. This page will go into depth on PMAY qualifying requirements, perks, and the application procedure.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Subsidy_for_House_Construction\"><\/span>Subsidy for House Construction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Pradhan Mantri Awas Yojana (PMAY) aims to bridge the gap between housing demand and supply in metropolitan areas. The Credit Linked Subsidy Scheme (CLSS) encourages affordable housing for the needy while also assisting private developers in the rehabilitation of slum inhabitants. Under PMAY, the government gives a subsidy for house construction that is instantly deposited into the beneficiary&#8217;s bank account.<\/p>\n<p><strong>Read More:-<\/strong><\/p>\n<p><a href=\"https:\/\/gaainfo.com\/pm-kisan-status-list\/\"><u>PM Kisan Status List<\/u><\/a><\/p>\n<p><a href=\"https:\/\/gaainfo.com\/mukhyamantri-yuva-nestham-scheme\/\"><u>Mukhyamantri Yuva Nestham Scheme<\/u><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_Primary_Objective_of_PMAY\"><\/span>The Primary Objective of PMAY<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>PMAY aims to provide affordable housing to all low-income individuals. The Union Cabinet has extended the Pradhan Mantri Awas Yojana Urban&#8217;s implementation duration till December 31, 2024, except the Credit Linked Subsidy Scheme. In addition, the overall objective for permanent dwelling construction has been reduced to 295 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"PM_Awas_Scheme_Benefits_Features\"><\/span>PM Awas Scheme Benefits &amp; Features<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>The Pradhan Mantri Awas Yojana (PMAY) provides a subsidy of Rs 1 lakh each home for slum redevelopment. Beneficiaries may receive up to a 6.5% interest subsidy on their home loans. This interest subsidy applies to a maximum loan term of 20 years or the applicant&#8217;s selected tenure, whichever is shorter. The government transfers the subsidy straight to the beneficiary&#8217;s bank account.<\/li>\n<li>PMAY offers affordable housing possibilities to those from low-income and economically disadvantaged backgrounds. In addition to subsidies, financial aid is given for home building and acquisition. This strategy is especially useful for people who do not yet own a home. Women are given special attention under PMAY, allowing them to become homeowners and live powerful lives in society.<\/li>\n<li>The scheme also extends to rural areas, ensuring housing facilities are available across the country. Special measures are implemented for constructing houses in disaster-affected regions, ensuring safety during calamities. Notably, there is no limit on the loan amount or property value under the Pradhan Mantri Awas Yojana.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Amount_of_Housing_Subsidy_by_Government\"><\/span>Amount of Housing Subsidy by Government<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The state has approved two lakh eligible participants for the PM Awas Yojana.Beneficiaries have been chosen from all districts, and the first installment of Rs. 30,000 has been handed for house building. The Rural Development Department has set aside Rs. 550 crore for this purpose in the first installment. The government would provide funds in four payments, with each beneficiary earning a total grant of Rs. 2 lakh under this initiative.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Beneficiaries\"><\/span>Beneficiaries<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<tbody>\n<tr>\n<td>Beneficiary<\/td>\n<td>Annual Income<\/td>\n<\/tr>\n<tr>\n<td>Middle Income Group I (MIG I)<\/td>\n<td>Rs.6 lakh to Rs.12 lakh<\/td>\n<\/tr>\n<tr>\n<td>Middle Income Group I (MIG II<\/td>\n<td>Rs.12 lakh to Rs.18 lakh<\/td>\n<\/tr>\n<tr>\n<td>Lower Income Group (LIG)<\/td>\n<td>Rs.3 lakh to Rs.6 lakh<\/td>\n<\/tr>\n<tr>\n<td>Economically Weaker Section (EWS)<\/td>\n<td>Up to Rs.3 lakh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Read More:-<\/strong><\/p>\n<p><a href=\"https:\/\/gaainfo.com\/pradhan-mantri-mudra-loan-yojana\/\"><u>Pradhan Mantri Mudra Loan Yojana<\/u><\/a><\/p>\n<p><a href=\"https:\/\/gaainfo.com\/pm-kisan-kyc-update-online\/\"><u>PM Kisan KYC Update Online<\/u><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Eligibility_Criteria\"><\/span>Eligibility Criteria<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To qualify for the Pradhan Mantri Awas Yojana (PMAY), applicants must satisfy the following requirements:<\/p>\n<ul>\n<li>Must be a citizen of India.<\/li>\n<li>The recipient family should not have a permanent home.<\/li>\n<li>Should not be receiving benefits from any other Housing Scheme of the Government of India or State Government.<\/li>\n<li>The yearly income of the Economically Weaker Section (EWS) should not exceed Rs 6 lakhs.<\/li>\n<li>The yearly income of the Low-Income Group (LIG) should be higher than Rs 6 lakh but less than Rs 12 lakh.<\/li>\n<li>The yearly income of Middle-Income Group I (MIG-I) should be between Rs 12 lakh and Rs 18 lakh.<\/li>\n<li>The yearly income of Middle-Income Group II (MIG-II) should not be more than Rs 18 lakh.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Need_Documents\"><\/span>Need Documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Aadhar card<\/li>\n<li>Address proof<\/li>\n<li>income certificate<\/li>\n<li>age certificate<\/li>\n<li>mobile number<\/li>\n<li>bank passbook<\/li>\n<li>passport size photo<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Step_to_Check_Pradhan_Mantri_Awas_Yojana_Online\"><\/span>Step to Check Pradhan Mantri Awas Yojana Online<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Visit the official Pradhan Mantri Awas Yojana website at https:\/\/pmaymis.gov.in\/.<\/li>\n<li>The homepage of the website will display.<\/li>\n<li>On the webpage, click on &#8220;Citizen Assessment&#8221; and then &#8220;Apply Online.&#8221;<\/li>\n<li>Enter the Aadhaar card number.<\/li>\n<li>To validate your Aadhaar number, click the &#8220;Check&#8221; option.<\/li>\n<li>Once authenticated, the PMAY application page will appear.<\/li>\n<li>Fill out all of the relevant information, including your personal information, income, bank account information, and any other necessary information.<\/li>\n<li>Check the &#8220;I am aware&#8221; box. Enter the captcha code and select the &#8220;Save&#8221; option.<\/li>\n<li>After saving, you will be assigned a unique application number.<\/li>\n<li>Download and print the filled-out application form.<\/li>\n<li>Submit the form and supporting documentation to your local Common Service Center or Financial Institution\/Bank.<\/li>\n<\/ul>\n<p><strong>Read More:-<\/strong><\/p>\n<p><a href=\"https:\/\/gaainfo.com\/yeida-residential-plot-scheme\/\"><u>YEIDA Residential Plot Scheme<\/u><\/a><\/p>\n<p><a href=\"https:\/\/gaainfo.com\/majhi-ladki-bahin-yojana\/\"><u>Majhi Ladki Bahin Yojana<\/u><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Step_to_Check_PMAY_Application_Status\"><\/span>Step to Check PMAY Application Status<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To check the progress of your PMAY application, use the following steps:<\/p>\n<ul>\n<li>Visit the official PMAY website.<\/li>\n<li>The homepage will open.<\/li>\n<li>Select the &#8220;Citizen Assessment&#8221; option.<\/li>\n<li>Choose &#8220;Track Your Assessment.&#8221;<\/li>\n<li>A new page will load, providing two options to check your application status.:\n<ul>\n<li>By entering your name, father\u2019s name, and mobile number.<\/li>\n<li>By entering your assessment ID and mobile number.<\/li>\n<\/ul>\n<\/li>\n<li>Select one of these alternatives and provide the relevant information.<\/li>\n<li>Click the &#8220;Submit&#8221; button.<\/li>\n<li>The status of the application will be presented.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Final_Words\"><\/span>Final Words<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Pradhan Mantri Awas Yojana for 2024 aims to provide affordable housing alternatives for economically disadvantaged individuals, including those with low and moderate incomes. PMAY provides subsidies and financial help to guarantee that every person has the opportunity to purchase a home. Understanding the qualifying requirements and application process is critical for reaping the full benefits of this plan. Apply online today to secure your dream house with the Pradhan Mantri Awas Yojana.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Pradhan Mantri Awas Yojana (PMAY) is a government-sponsored house financing plan that was introduced in June 2015. This initiative seeks to provide affordable housing to the country&#8217;s economically disadvantaged, low-income, and middle-income people. PMAY provides assistance to these households to help them develop or acquire houses. Pradhan Mantri Awas Yojana 2024 The government has &#8230; <a title=\"Pradhan Mantri Awas Yojana 2024 Eligibility Criteria, Documents, Benefits &#038; Features\" class=\"read-more\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/\" aria-label=\"Read more about Pradhan Mantri Awas Yojana 2024 Eligibility Criteria, Documents, Benefits &#038; Features\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":3024,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-3020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sarkari-yojana"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Awas Yojana 2024 Eligibility Criteria, Documents, Benefits &amp; Features - Gaainfo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gaainfo.com\/pradhan-mantri-awas-yojana\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pradhan Mantri Awas Yojana 2024 Eligibility Criteria, Documents, Benefits &amp; Features - Gaainfo\" \/>\n<meta property=\"og:description\" content=\"The Pradhan Mantri Awas Yojana (PMAY) is a government-sponsored house financing plan that was introduced in June 2015. 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